Personal Loan

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Get Pre-Approved Loan At 10.50% Per Year

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Find Quick Personal Loans from Multiple Lenders at Low-Interest Rates – Get Instant Money.

Find quick and easy collateral-free personal loan offers from different lenders in one place. Flexible repayment tenures, lucrative interest rates, and high approval rates are the remarkable features of our platform. We provide the best temporary solution to resolve your immediate financial crisis. You can get quick funds to meet your monetary needs, like medical emergencies, marriage expenses, educational purposes, etc. The top-most banks and non-banking financial companies (NBFCs) listed on our platform provide loans at lucrative interest rates. Below is a fundamental guide to assist you in choosing a personal loan that matches your criteria.

Key benefits of Personal Loan:

  • A personal loan does not require a guarantor or a property. The credit profile of an individual decides the eligibility of personal loans.
  • A personal loan has minimal documentation, no branch visits are required.
  • The entire process is transparent and online if applied via Easy Credits.
  • Individuals can use the loan amount for any financial requirement.

Eligibility of a Personal Loan:

Every financial institution has its specified criteria for personal loans. Here is a general guideline basis of our experience.

Age: 23 years – 65 years
Profession Type: Employee
Credit score: Above 650
Minimum Monthly Income: (1). Metros – ₹25,000 (2.) Non-Metros – ₹20,000Loan
Eligibility: Upto ₹50 Lacs As Per Applicant’s Credit Profile
Work Profile: Continuation of 6 Months

What are the documents for an instant personal loan?

Here are the documents needed by salaried professionals. The respective lenders may ask for specific documents as per their requirements

  • An identity proof issued by the government- Voter ID Card or PAN Card.
  • Address proof like Aadhar Card, Passport and Utility Bills.
  • Latest bank statement of the past three months
  • Last three-month salary slips


Here are the documents needed by self-employed professionals. The respective lenders may ask for specific documents as per their requirements.

  • An identity proof issued by the government like Voter ID Card and PAN Card.
  • Address proof like Aadhar Card, Passport and Utility Bills.
  • Latest bank statement.
  • Last three years’ income tax returns.
  • Audited balance sheet and profit and loss statements.

Why Personal Loan?

An instant personal loan is a saviour in modern times. We often come across various situations which require urgent financial assistance. In times like these, one can opt for an instant personal loan. A financial emergency could arise from a medical emergency, school or college admission requirements, urgent travel or buying something necessary.

Who Provides Personal Loans?

Traditionally, people borrowed from friends, family or other resourceful people. However, such borrowing can be risky, has high-interest rates and can potentially spoil relationships. Financial institutions like Banks and NBFCs help people to borrow money without destroying relationships. The modern enablers like Easy Credits help people get access to instant personal loans.

Benefits of Personal Loan

  • A personal loan does not need any collateral or property documents.
  • A personal loan is evaluated based upon the income and credit profile of the applicants.
  • An applicant does not need to visit the branch for verification or submit multiple documents in person.
  • Applicants can get instant personal loans by applying online. The process is transparent on leading platforms like Easy Credits.
  • Unlike business loans, instant personal loans are not for a specific purpose.

Personal Loan Eligibility

Every financial institution has its respective norms for calculating personal loan eligibility. However, broadly we can capture the eligibility as per the following:

  • Age – Above 23 years and below 65 years
  • Employed Professional
  • A Credit Score above 650
  • A monthly income of INR 25000 in metro cities and INR 20,000 in other cities.
  • Six Months of continuous employment
  • Loan eligibility is as per credit profile with an upper limit of INR 50 Lacs.

What are the documents for an instant personal loan?

Here are the documents needed by salaried professionals. The respective lenders may ask for specific documents as per their requirements.

  • An identity proof issued by the government like Voter ID Card and PAN Card.
  • Address proof like Aadhar Card, Passport and Utility Bills.
  • Latest bank statement of the past three months.
  • Last three-month salary slips


Here are the documents needed by self-employed professionals. The respective lenders may ask for specific documents as per their requirements.

  • Audited balance sheet and profit and loss statements
  • An identity proof issued by the government like Voter ID Card and PAN Card.
  • Address proof like Aadhar Card, Passport and Utility Bills.
  • Latest bank statement.
  • Last three years’ income tax returns.